US community banks get longer regulatory exam cycle
By Neil Roland ( September 10, 2026, 21:27 GMT | Insight) -- US federal banking regulators issued an interim final rule increasing the number of community banks eligible for an 18-month exam cycle, extended from a 12-month cycle. The 21st Century ROAD to Housing Act increased the total asset threshold from $3 billion to $6 billion for some institutions to qualify for the extended cycle. Extending the exam cycle for these small non-complex firms “appropriately reduces burden, including time and resources spent, for these low-risk institutions,” the regulators said in an announcement.US federal banking regulators issued an interim final rule increasing the number of community banks eligible for an 18-month exam cycle, extended from a 12-month cycle....
Prepare for tomorrow’s regulatory change, today
MLex identifies risk to business wherever it emerges, with specialist reporters across the globe providing exclusive news and deep-dive analysis on the proposals, probes, enforcement actions and rulings that matter to your organization and clients, now and in the longer term.
Know what others in the room don’t, with features including:
- Daily newsletters for Antitrust, M&A, Trade, Data Privacy & Security, Technology, AI and more
- Custom alerts on specific filters including geographies, industries, topics and companies to suit your practice needs
- Predictive analysis from expert journalists across North America, the UK and Europe, Latin America and Asia-Pacific
- Curated case files bringing together news, analysis and source documents in a single timeline
Experience MLex today with a 14-day free trial.