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Financial Services

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Banks off the hook over hidden car finance commissions, UK's top court rules August 01, 2025 | Sofia Gerace

Commission paid by UK banks to car dealers to secure financing agreements without customers’ informed consent is lawful, the country's highest court ruled today, dashing consumer hopes for billions of pounds o... (more story)

Barclays exits global Net Zero Banking Alliance August 01, 2025 | Sofia Gerace

Major UK lender Barclays has exited the Net Zero Banking Alliance, a group of leading global banks committed to transitioning the real economy to net-zero greenhouse gas emissions by 2050. Barclays is the seco... (more story)

US SEC’s Atkins reveals raft of planned crypto rule changes July 31, 2025 | Neil Roland

A day after President Donald Trump's Working Group on Digital Asset Markets unveiled a roadmap for industry-friendly cryptocurrency policies, US Securities and Exchange Commission Chair Paul Atkins disclosed a... (more story)

Mediobanca considers early launch of bid for Banca Generali July 31, 2025 | Jean Comte

Italian bank Mediobanca is considering bringing forward — to Aug. 21 — the shareholder vote to approve its takeover plan over Banca Generali. That would allow the bid to start before the end of Monte dei Pasch... (more story)

Brookfield’s buyout of Just Group needs UK, South Africa antitrust clearance July 31, 2025 | Jon Menon

Brookfield Wealth Solutions said that its planned 2.4 billion-pound buyout of British retirement products and services company Just Group will need antitrust approval in the UK and South Africa. Just Group spe... (more story)

President’s Working Group unveils road map of US crypto regulatory, legislative plans July 30, 2025 | Neil Roland

The President’s Working Group on Digital Asset Markets released a roadmap for the US to “lead the blockchain revolution” via a wide-ranging assortment of industry-friendly regulatory and legislative proposals,... (more story)

Bipartisan bill to promote AI in US financial services introduced in Congress July 30, 2025 | Neil Roland

A bipartisan bill to promote artificial intelligence in financial services was introduced in the US House and Senate. The legislation seeks to advance AI through regulatory sandboxes for test projects bringing... (more story)

Businessman handed contempt jail sentence over alleged UK mortgage fraud July 30, 2025 | Martin Coyle

A businessman facing a criminal investigation by the UK’s financial regulator for an alleged mortgage-linked scam was today handed a 12-month prison sentence for contempt of court. Iain Clifford Stamp, who ran... (more story)

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UK car finance ruling hands lifeline to finance minister's growth agenda August 01, 2025 | Sofia Gerace

The UK financial sector received a shot in the arm today with a Supreme Court ruling largely in favor of banks and other lenders in the closely watched car finance commission case — escaping the prospect of a ... (more story)

UK FCA’s prudential requirements are high barrier for young crypto firms (update*) July 30, 2025 | Phoebe Seers

The UK Financial Conduct Authority has published a series of consultations on proposed crypto and stablecoin regimes, including on stablecoin issuance, cryptoasset custody and prudential requirements. The dead... (more story)

UK stablecoin regulation needs more ambition, campaigning lawmaker Edwards says July 30, 2025 | Phoebe Seers

A more ambitious approach to regulating stablecoins is needed in the UK, the co-chair of a parliamentary group on digital assets told MLex in an interview. Responding to Bank of England governor Andrew Bailey’... (more story)

UK’s trade finance regulations are out of step with growth ambitions, industry says July 29, 2025 | Sofia Gerace

The UK government has made little progress in reforming trade finance regulation, leaving a policy vacuum that industry groups warn is stalling access to capital for small businesses looking to trade overseas.

Is the FCA's cautious approach to insurance hurting UK consumers? July 25, 2025 | Sofia Gerace

The UK’s financial watchdog said this week that the insurance industry has misled customers with confusing policy wording, charged excessive costs, and often provided poor treatment to those making claims. Nev... (more story)

Doomed UniCredit-BPM bid raises questions about government role in EU mergers July 24, 2025 | Jean Comte

UniCredit’s withdrawal of its bid for rival Banco BPM due to the Italian “golden power” rules is raising important questions for the EU about how much sway European governments should have over dealmaking in s... (more story)

Genius Act signed by Trump leaves implementation gaps to US regulators July 18, 2025 | Neil Roland

The Genius Act signed by President Trump today leaves a number of implementation gaps and questions to be resolved by regulators. The way they're addressed in rulemaking overseen by US Treasury Secretary Scott... (more story)

GENIUS Act goes to Trump over concerns about open door for Musk July 17, 2025 | Neil Roland

The GENIUS Act, which passed the US House today following passage in the Senate last month, would let private companies issue stablecoins — a prospect that has alarmed some Democratic lawmakers who fear it wou... (more story)