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Banking group voices displeasure with US bank-chartering process

By Neil Roland ( February 11, 2026, 23:08 GMT | Insight) -- Just days after Erebor, a Bitcoin-focused digital bank, became the first national bank chartered by the second Trump administration, a major group made up of more traditional banks called for changes in the chartering process. The American Bankers Association submitted a letter Wednesday in response to a US Office of the Comptroller of the Currency proposal. The January 2026 proposal said it aims to "eliminate potential confusion as to the intent, and OCC's interpretation, of the existing regulation" and is not a material change to its regulation.Just days after Erebor, a Bitcoin-focused digital bank, became the first national bank chartered by the second Trump administration, a major group made up of more traditional banks called for changes in the US government's chartering process....

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