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UK mortgage lenders get new pro-growth rules stressing choice for borrowers

By Sofia Gerace ( July 21, 2025, 21:30 GMT | Insight) -- UK banks and building societies have seen mortgage lending rules simplified in favor of giving borrowers more flexibility in an effort by the financial markets watchdog to make the mortgage market more competitive and boost home ownership. The changes, trailed earlier this year, mark the first stage of a broad regulatory overhaul of mortgage rules by the Financial Conduct Authority, the first since the the global financial crisis.UK banks and building societies have seen mortgage lending rules simplified in favor of giving borrowers more flexibility in an effort by the financial markets watchdog to make the mortgage market more competitive and boost home ownership....

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