Schufa sees Germany’s top court refer credit-score legal dispute to lower court

( October 21, 2026, 09:09 GMT | Official Statement) -- MLex Summary: Germany's top court has clarified the conditions under which credit-reference agency Schufa must give individuals information about the process used to calculate a credit score. Judges said the generation of a score may constitute automated decision-making and, in line with the GDPR, may give rise to a duty to provide information if a third party's decision regarding the data subject depends significantly on the score provided. The court set aside an earlier verdict backing disclosure, and sent the case back to the lower court for a new decision.Statement follows (in German). ...

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