By Fanny Roux ( September 10, 2026, 17:46 GMT | Insight) -- The European Commission is considering an EU deposit-protection scheme for large banks, while allowing smaller lenders to remain in national guarantee schemes, with an option to join. The proposal, due early next year, would revive efforts to complete the Banking Union through a replacement for the long-stalled “European Deposit Insurance Scheme” proposal.The long-awaited proposal for an EU deposit-protection mechanism is expected to target large banks, while smaller banks would remain under national deposit-guarantee schemes, EU financial services commissioner Maria Luís Albuquerque said Thursday....
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