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US bank regulators’ enforcement actions fell over last decade, study says

By Neil Roland ( July 9, 2026, 21:15 GMT | Insight) -- US banking regulators’ enforcement actions declined over the last decade, with the drop especially precipitous at the Federal Reserve, a study by the left-leaning Brookings Institution think tank said. The fall in enforcement actions occurred from 2015 to 2025, encompassing the second Obama and Biden administrations, and both Trump administrations, according to the study by Aaron Klein, a Treasury official during the first Obama administration who helped craft the 2010 Dodd-Frank Act. “This data cuts against the common narrative that financial regulation is like a pendulum, swinging up in times of Democratic administrations and down in times of Republican ones,” the study said.US banking regulators’ enforcement actions declined over the last decade, with the drop especially pronounced at the Federal Reserve, a study by the left-leaning Brookings Institution think tank said....

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