US’s Basel III plan to have only `moderate’ impact on mortgage market, study says
By Neil Roland ( June 17, 2026, 21:59 GMT | Insight) -- Trump administration Basel III proposals aimed at increasing financial institutions’ incentives to participate in mortgage origination and servicing would have only a “moderate” impact on banks and nonbanks, according to a study. The proposal “would have a moderate impact as drafted, primarily by incentivizing banks to originate and hold more lower-risk mortgages, and encouraging nonbanks in the mortgage market to pursue bank charters or partnerships with banks to take advantage of the changes and remain competitive,” said the study by the non-profit Urban Institute and research firm Moody’s Analytics.Trump administration Basel III proposals aimed at increasing financial institutions’ incentives to participate in mortgage origination and servicing would have only a “moderate” impact on banks and nonbanks, according to a study. ...
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