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All but largest US banks would enjoy eased oversight under OCC proposal

By Neil Roland ( December 24, 2025, 21:17 GMT | Insight) -- The vast majority of US banks would enjoy loosened regulatory oversight under a US Office of the Comptroller of the Currency proposal amending 2008 financial crisis rules. The proposal would raise the threshold for applying heightened standards — for the design and implementation of a bank’s risk-governance frameworks, and for its board of directors — from $50 billion to $700 billion. “This proposal would reduce regulatory burden while refocusing the guidelines on institutions whose size, complexity, and risk profile pose the greatest risk to the banking system,” the OCC, headed by Jonathan Gould, said in issuing the proposal for public comment.The vast majority of US banks would enjoy loosened regulatory oversight under a US Office of the Comptroller of the Currency proposal amending 2008 financial crisis rules....

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