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UK FCA allows ‘ready-made’ financial advice in bid to close advice gap

By Sofia Gerace ( December 11, 2025, 00:02 GMT | Insight) -- UK consumers will be offered “ready-made” financial recommendations on how to invest or save for pensions, as the Financial Conduct Authority attempts to close the “advice gap” and push people to invest more money. Britain’s financial services, including banks and insurance firms, will be able to offer financial advice that's not based on a full individual assessment, but rather designed for categories of consumers with common characteristics. Firms will need to be authorized by the FCA before offering the “targeted support.”UK consumers will be offered “ready-made” financial recommendations on how to invest or save for pension as the financial watchdog attempts to close the “advice gap” in Britain and push people to invest more money....

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