US Fed may change Basel III plan to extend benefits to banks of all sizes, Bowman says

By Neil Roland ( December 2, 2025, 00:01 GMT | Insight) -- The US Federal Reserve is considering revising its Basel III capital proposal to “more granularly differentiate” the riskiness of mortgages with benefits extending to financial institutions of all sizes — not just the largest banks, the Fed’s Vice Chair for Supervision Michelle Bowman said, noting that “modernizing capital requirements to support market liquidity, affordable homeownership, and the safety and soundness of banking is an important goal of these changes.”The US Federal Reserve is considering revising its Basel III capital proposal to “more granularly differentiate” the riskiness of mortgages with benefits extending to financial institutions of all sizes — not just the largest banks, according to Michelle Bowman, the Fed’s vice chair for supervision....

Prepare for tomorrow’s regulatory change, today

MLex identifies risk to business wherever it emerges, with specialist reporters across the globe providing exclusive news and deep-dive analysis on the proposals, probes, enforcement actions and rulings that matter to your organization and clients, now and in the longer term.

Know what others in the room don’t, with features including:

Daily newsletters for Antitrust, M&A, Trade, Data Privacy & Security, Technology, AI and more
Custom alerts on specific filters including geographies, industries, topics and companies to suit your practice needs
Predictive analysis from expert journalists across North America, the UK and Europe, Latin America and Asia-Pacific
Curated case files bringing together news, analysis and source documents in a single timeline

Experience MLex today with a 14-day free trial.

Start Free Trial

Already a subscriber? Click here to login

US Fed may change Basel III plan to extend benefits to banks of all sizes, Bowman says

Prepare for tomorrow’s regulatory change, today

Related Sections