By Neil Roland ( December 2, 2025, 00:01 GMT | Insight) -- The US Federal Reserve is considering revising its Basel III capital proposal to “more granularly differentiate” the riskiness of mortgages with benefits extending to financial institutions of all sizes — not just the largest banks, the Fed’s Vice Chair for Supervision Michelle Bowman said, noting that “modernizing capital requirements to support market liquidity, affordable homeownership, and the safety and soundness of banking is an important goal of these changes.”The US Federal Reserve is considering revising its Basel III capital proposal to “more granularly differentiate” the riskiness of mortgages with benefits extending to financial institutions of all sizes — not just the largest banks, according to Michelle Bowman, the Fed’s vice chair for supervision....
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