By Neil Roland ( September 29, 2025, 22:16 GMT | Insight) -- The US Federal Reserve is researching the latest wave of payment innovations — including tokenization, smart contracts, and artificial intelligence in payments — to understand how private-sector innovators will improve payments, Fed Governor Christopher Waller said. Waller, an appointee of President Trump during his first term, said the research also will help identify opportunities to upgrade the Fed’s own payment infrastructures.The US Federal Reserve is researching the latest wave of payment innovations — including tokenization, smart contracts, and artificial intelligence in payments — to understand how private-sector innovators will improve payments, Fed Governor Christopher Waller said....
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