General Liability

  • January 29, 2026

    No New Trial Over Pesticide Coverage Verdict, Judge Says

    An Arizona federal court rejected a professional liability insurer's request for a new trial after a jury found it liable to cover settled claims that a pesticide services company negligently damaged wheat crops, finding no issue with the jury instructions.

  • January 29, 2026

    Winter Storm's Costs For Insurers Likely To Be Manageable

    The winter storm that plunged much of the U.S. into a deep freeze this week will likely bring about insurance claims challenges related to cause of loss and business interruptions, though market analysts expect the costs will be manageable for insurers.

  • January 29, 2026

    Full 6th Circ. To Review Cert. In State Farm Vehicle Value Suit

    The full Sixth Circuit agreed Thursday to review the certification of a class of approximately 90,000 State Farm policyholders in a suit claiming the insurer systematically undervalues totaled vehicles, setting aside a previous order affirming the certification.

  • January 29, 2026

    Insurance Litigation Week In Review

    Harman International Industries' insurers must cover a $28 million settlement paid to resolve stockholder litigation, the Illinois Supreme Court said regulatory permits are "irrelevant" in assessing the application of a pollution exclusion and a Hartford insurer must cover a gas company in a suit over a gas line explosion.

  • January 28, 2026

    Insurer Claims No Duty In Crash Suit Against Vape Shop

    A deadly car accident underpinning a lawsuit against a North Carolina-based vape and smoke shop occurred several miles away from the store's grounds, so exclusions in the shop's commercial insurance policy preclude coverage, the insurer's counsel told a North Carolina state appeals court Wednesday.

  • January 28, 2026

    NY Firm And Medical Providers Defrauded Insurers, Suit Says

    An insurer accused a law firm and a collection of medical providers and professionals of engaging in a scheme to defraud insurers through sham lawsuits and inflated medical bills, telling a New York federal court that the defendants have enriched themselves "at the expense of justice, equity and human dignity."

  • February 12, 2026

    Law360 Seeks Members For Its 2026 Editorial Boards

    Law360 is looking for avid readers of our publications to serve as members of our 2026 editorial advisory boards.

  • January 27, 2026

    Driver Must Repay Trucking Co.'s Insurer $4M For Crash Deal

    A driver must repay a trucking company's insurer the $4 million it paid toward a $10 million settlement of suits stemming from a fatal multivehicle crash, a Georgia federal court ruled Tuesday, finding that the driver and trucking company were joint tortfeasors for purposes of contribution.

  • January 27, 2026

    $1M Payout For Shooting Sought In Bad Faith, Insurer Says

    An insurer for a company that provided security at a North Carolina apartment complex where a resident was fatally shot doubled down on counterclaims that a pair of Allied World insurers withheld critical information leading up to a settlement with the resident's estate.

  • January 27, 2026

    Insurer Says No More Coverage For $4M Trafficking Judgment

    An insurer said it owes no additional coverage to a Wyndham hotel franchisee that was ordered to pay the hotel chain over $4 million for settling an underlying sex trafficking suit, telling a Pennsylvania federal court that payment is limited to $100,000.

  • January 26, 2026

    Chubb Policies May Provide Coverage In Kiwanis Abuse Fight

    A Washington federal court has largely rejected efforts by child sex abuse survivors to broaden coverage for a $21 million settlement resolving claims against a Kiwanis International-affiliated boys foster home, but found that limited coverage may be available under a Chubb unit's policies.

  • January 26, 2026

    Helmet Co. Says AIG Unit Must Defend It From Defect Claims

    Lexington Insurance Co. ignored a helmet designer's repeated requests for coverage in a lawsuit alleging that product defects caused a helmet to come off a motorcycle rider's head during a collision, the manufacturer told a California federal court.

  • January 26, 2026

    Ore. Co. Not Covered In Apartment Defect Row, Insurer Says

    An insurer said it has no duty to defend or indemnify a waterproofing subcontractor against claims stemming from moisture intrusion at an Oregon apartment complex, telling a federal court that there is a dispute whether the alleged property damage occurred during the policy period.

  • January 26, 2026

    Insurer Says Primary Carrier Reneged On Defense Coverage

    A primary insurer owes reimbursement of defense costs for several underlying lawsuits brought against a property owner and construction company that were additional insureds, another carrier told a New York federal court, arguing that the primary insurer previously agreed to offer coverage but reneged without reason. 

  • January 23, 2026

    Munich Re Faces Lawsuit Over Reinsurance Dispute

    A Connecticut municipal risk financing agency filed a declaratory action in federal court demanding coverage from Munich Reinsurance America Inc. for negligence litigation set for trial this year concerning the alleged sexual abuse of a former public school student.

  • January 23, 2026

    Insurer Must Cover Ga. Gas Co. Over Explosion, 7th Circ. Says

    A Georgia gas company facing a lawsuit over its role in a gas line explosion counts as an additional insured under its subcontractors' excess insurance policy, a unanimous Seventh Circuit panel has ruled, upholding a lower court's decision. 

  • January 23, 2026

    Ill. Justices Deem Permits 'Irrelevant' To Pollution Exclusion

    Whether emissions are allowed under a permit is "irrelevant" when determining whether a commercial general liability policy's pollution exclusion applies to a claim made over those emissions, the Illinois Supreme Court ruled Friday.

  • January 22, 2026

    Top LA Fire Issues Implicated In Trio Of New Insurance Bills

    Three recent insurance bills in California could significantly change coverage outcomes for policyholders in the wake of disasters and help address some of the issues that have most vexed homeowners following last year's fires in Los Angeles, while adding to a raft of newly enacted insurance laws, pros say.

  • January 22, 2026

    Forms Meant To Tackle Social Inflation Cause Confusion 

    Commercial general liability policyholders will soon see provisions limiting coverage for damage awards and requiring disclosures of third-party litigation funding as insurers combat what they see as drivers of litigation expenses and insurance costs — but experts say these changes may create new issues. 

  • January 22, 2026

    Life Insurer Calls NASCAR Driver's $8.5M Suit 'Inflammatory'

    NASCAR driver Kyle Busch and his wife failed to pay the premiums on hefty life insurance policies and let them lapse rather than hold on to them long enough for their value to grow, Pacific Life Insurance Co. argued Thursday in seeking an early exit from the couple's suit claiming the policies were a sham.

  • January 22, 2026

    The Biggest Legal, Regulatory Developments From LA Fires

    California's insurance landscape was permanently altered early last year after a series of deadly blazes broke out in the Los Angeles area that continues to challenge efforts to mitigate a statewide crisis associated with high insurance costs and low availability. Here, Law360 looks at a timeline of some of the most important insurance legal and regulatory events that followed the fires.

  • January 22, 2026

    Insurance Litigation Week In Review

    Under Armour's coverage for claims over its public financial forecasts and accounting practices is capped at $100 million, an insurer lost its appeals in two cases stemming from a $40 million drunk driving verdict and an AIG unit doesn't have to pay FedEx $200 million in post-judgment interest. Here, Law360 takes a look at the past week's top insurance news.

  • January 22, 2026

    Agency Not Covered For Injury Suit Over Fraud, Carrier Says

    A construction policy insurer agency and its owner aren't owed coverage for an underlying personal injury lawsuit, its professional liability carrier told a New York federal court, alleging a third-party lawsuit accusing the owner of fraud and misappropriating insurance funds triggered an exclusion in its professional liability policy. 

  • January 21, 2026

    Firm Seeks To Toss Suit Alleging Hurricane Claim Fee Scheme

    A law firm urged a Louisiana federal court Wednesday to toss a proposed class action over an alleged scheme to collect exorbitant fees on hurricane-related property insurance claims, saying the complaint fails to plead a certifiable class and involves a "smorgasbord" of individualized legal malpractice claims.

  • January 21, 2026

    FedEx Loses $200M Interest Claim Against AIG Unit

    A Pennsylvania state judge Wednesday said an AIG unit won't have to pay FedEx $200 million in post-judgment interest following a fatal crash involving one of its drivers, but allowed bad faith and promissory estoppel claims to move forward against the insurer because those claims require a trial. 

Expert Analysis

  • What Insurers Should Know About AI Use In Litigation

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    As the use of artificial intelligence in litigation evolves, insurers should note standing court orders, instances of judges utilizing AI to determine policy definitions and the application of evidentiary standards to expert evidence that incorporates AI, says Sarah Abrams at Baleen Specialty.

  • 5 Litigation Funding Trends To Note In 2025

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    Lawyers and their clients must be prepared to navigate an evolving litigation funding market in 2025, made more complicated by a new administration and the increasing overall cost of litigation, says Jeffery Lula at GLS Capital.

  • Rethinking Litigation Risk And What It Really Means To Win

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    Attorneys have a tendency to overestimate litigation risk before summary judgment and underestimate risk after it, but an eight-stage litigation framework can clarify risk at different points and help litigators reassess what true success looks like in any particular case, says Joshua Libling at Arcadia Finance.

  • A Federal Insurance Mandate For Private Aviation Is Overdue

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    A recent private plane crash in California that killed two people and injured 19 others spotlights the dangers of such occurrences — and serves as a reminder that because there is no federal requirement for general aviation pilots to carry insurance, the victims of these accidents are often unable to obtain fair compensation, says Timothy Loranger at Wisner Baum.

  • 6 Predictions For Cyber Risk And Insurance In 2025

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    This year is likely to bring with it some thorny and expensive cyber challenges, including increased ransomware activity, more data breach class actions and continued efforts to define business interruption loss calculations, say attorneys at Wiley.

  • Defense Strategies For Addressing Conspiracy-Minded Jurors

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    As conspiracy theories continue to proliferate and gain traction in the U.S., defense attorneys will need to consider ways to keep conspiracy-minded jurors from sitting on the jury, and to persuade them when this isn’t possible, say consultants at IMS Legal Strategies.

  • Surprise NC COVID Ruling Revises Reasonable Expectations

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    The North Carolina Supreme Court's recent finding in favor of policyholders in a suit for business interruption coverage due to COVID-19 shutdown orders runs contrary to most other state and federal courts' holdings on the issue, and may revitalize the reasonable expectations doctrine in the state, say attorneys at Goldberg Segalla.

  • How Trial Attys Can Wield Amended Federal Evidence Rules

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    Trial lawyers should assess recent amendments to four Federal Rules of Evidence and a newly enacted rule on illustrative aids to determine how to best use the rules to enhance pretrial discovery and trial strategy, says Stewart Edelstein, former litigation chair at Cohen & Wolf.

  • Mich. Ruling Offers View On 'Occurrence' Coverage Definition

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    As demonstrated by a Michigan state court in its recent decision finding per-wound insurance coverage for a school shooting, the amount of coverage available under occurrence-based policies often depends on how courts interpret "occurrence," say attorneys at Hunton.

  • Identifying Deepfakes During Evidence Collection, Discovery

    Excerpt from Practical Guidance
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    Attorneys must familiarize themselves with the tools used to create and detect deepfakes — media manipulated by artificial intelligence to convincingly mimic real people and events — as well as best practices for keeping this fabricated evidence out of court, says Bijan Ghom at Saxton & Stump.

  • 1 Year After Rule 702 Changes, Courts Have Made Progress

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    In the year since amendments to the Federal Rules of Evidence went into effect, many federal judges have applied the new expert witness standard correctly, excluding unreliable testimony from their courts — but now state courts need to update their own rules accordingly, says Lee Mickus at Evans Fears.

  • An Underutilized Tool To Dismiss Meritless Claims In Texas

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    In Texas, special appearances provide a useful but often overlooked tool for out-of-state defendants to escape meritless claims early in litigation, thus limiting discovery and creating a pathway for immediate appellate review, say attorneys at Winston & Strawn.

  • How Texas Bill Would Transform Noneconomic Damages

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    Large noneconomic damage awards in personal injury cases have grown exponentially in Texas in recent years, but newly introduced legislation would cap such damages, likely requiring both the plaintiff and defense bars to recalibrate their litigation strategies, say attorneys at Norton Rose.