General Liability

  • March 25, 2026

    FSOC Seeks To Rein In Too-Big-To-Fail Labels In Latest Pivot

    Federal regulators moved Wednesday to curb their authority to subject large asset managers, insurers and other nonbank firms to heightened, bank-like supervision, proposing guidelines that would reinstitute tougher standards for these too-big-to-fail designations.

  • March 25, 2026

    AIG Snags $3.9M Contractor Arbitration Award From Surety

    An AIG unit is entitled to $3.9 million of a contractor's attorney fee award in underlying arbitration over a bridge building project, an Indiana federal court ruled, rejecting a surety's contention that the insurer's right to the award is secondary to its perfected security interest or equitable subrogation rights.

  • March 24, 2026

    Gulf Reinsurance Plan Could Help China, Lawmaker Says

    The ranking member of the Senate Foreign Relations Committee sought more information about the U.S. International Development Finance Corp.'s plan to provide up to $20 billion in maritime reinsurance in the Persian Gulf region, expressing concern that China could be the proposal's "greatest direct beneficiary."

  • March 24, 2026

    Tenant's Insurer Must Defend NY Property Owner In Injury Suit

    The owner of a Manhattan property is an additional insured under its tenant's policy and entitled to a defense in an underlying slip-and-fall suit, a New York federal court ruled Tuesday, saying the tenant's failure to add its current landlord to the policy was clearly a mistake.

  • March 24, 2026

    Court Rules Insurers Not Liable For Nitrous Oxide Injuries

    A Louisiana federal judge has released two insurance companies from having to defend a nitrous oxide seller in a personal injury suit after the court found that injuries stemming from the use of psychotropic substances were excluded from coverage.

  • March 23, 2026

    Timeshare Exit Co.'s Insurer Challenges $630M Class Deal

    Insurance provider General Casualty Co. of Wisconsin on Friday challenged client Reed Hein & Associates LLC's $630 million settlement with a class of Reed Hein customers in Washington federal court, saying the figure was crafted by a plaintiffs' expert with no relevant background.

  • March 23, 2026

    Insurers Seek Early Win In $22M Berkshire Antitrust Case

    A group of insurers sued by a Berkshire Hathaway-owned construction supplier have asked a Colorado federal judge for an early win in the suit, claiming they have no duty to indemnify the damages in an underlying antitrust suit.

  • March 23, 2026

    Health Insurers Can't Force Conn. ERISA Row Into Arbitration

    Elevance Inc. can't compel arbitration of a union health plan's allegations the insurer caused it to pay excessive administrative fees and medical costs, a Connecticut federal judge ruled, finding the insurer and its subsidiaries waived that right by seeking to dismiss the proposed class action.

  • March 23, 2026

    Zurich Says No Coverage For $19M Faulty Pipeline Award

    A pipeline construction company is not entitled to coverage for a $19 million interim arbitral award issued to a midstream energy company, several Zurich insurers told a Missouri federal court, saying the damages for defective welding are not for property damage caused by an occurrence or are otherwise excluded.

  • March 23, 2026

    Justices Won't Review Erie Indemnity Fee Dispute

    The U.S. Supreme Court said Monday it will not review a decision vacating a temporary halt on a Pennsylvania suit challenging Erie Indemnity Co.'s collection of a management fee.

  • March 20, 2026

    Insurer Can't Cancel Motor Carriers' Auto Policy

    A Texas federal court blocked an insurer's effort to prematurely cancel an auto liability policy for a federally authorized group of motor carriers, agreeing with the companies that such an action would cause irreparable damage by interfering with their reputation and business operations.

  • March 20, 2026

    Liberty Mutual Unit Must Defend Hotel Co. In Trafficking Suits

    A Liberty Mutual unit must defend Red Roof Inn in 11 suits claiming that the hotel chain financially benefited from human trafficking, an Ohio federal court ruled, saying the claims constitute an occurrence for the purposes of bodily injury and property damage liability coverage.

  • March 19, 2026

    Atty Reacts To $345M Sex Abuse Deal Coverage Loss

    Counsel representing private-school students who claim a teacher sexually abused them decades ago said they were down but not out after a Georgia state appeals court relieved insurers of covering a $345 million settlement. 

  • March 19, 2026

    Meet The Attys Behind AIG's $150M Pollution Coverage Win

    A team of lawyers led by Gibson Dunn & Crutcher LLP guided an AIG unit to a Seventh Circuit ruling that the insurer owed no coverage for $150 million in legal costs from contamination lawsuits. Law360 takes a look at the attorneys who represented National Union Fire Insurance Co. of Pittsburgh, Pa.

  • March 19, 2026

    New Polluter Pay Bills Center AG Action On Insurance Costs

    Recent bills would give attorneys general in three states more power to sue fossil fuel companies over climate change-related insurance costs. Such lawsuits would likely face challenges.

  • March 19, 2026

    Sandwich Co.'s Wage Disclosure Coverage Suit Gets Tossed

    A sandwich chain can't proceed with a suit seeking coverage for a class action claiming it violated Washington's Equal Pay and Opportunities Act, a Washington federal court ruled Thursday, saying the underlying allegations do not fall within the policy's definition of discrimination.

  • March 19, 2026

    Insurance Litigation Week In Review

    A Zurich unit and engineering firm may seek indemnification from a subcontractor for an injury suit settlement, an AIG insurer doesn't owe coverage for a $150 million legal bill, and a Berkshire Hathaway unit has no duty to defend a toy company. Law360 has the past week's top insurance news.

  • March 19, 2026

    Insurance Execs Ask 11th Circ. To Review Coverage Suit Toss

    Insurance executives accused of sabotaging their former company as they prepared to start a rival firm will ask the Eleventh Circuit to review a lower court ruling that Berkley Assurance Co. did not have to pay for their defense in now-dismissed litigation filed by their ex-employer.

  • March 18, 2026

    Kenyan Firm's Boeing Crash Fee Dispute Largely Proceeds

    An Illinois law firm couldn't escape claims that it owes a Kenyan law firm upward of $1.5 million as part of a fee-sharing agreement stemming from a settlement with Boeing over the 2019 Ethiopian Airlines 737 Max crash, with an Illinois federal judge refusing to call the oral agreement unenforceable.

  • March 18, 2026

    Norfolk Southern Secures Insurer Defense Over Worker Death

    Nautilus Insurance Co. must defend Norfolk Southern Railway Co. in a state tort action over the death of a salvage worker, a New York federal judge ruled, finding the railroad giant presented sufficient evidence that the worker may have caused his own injury.

  • March 17, 2026

    Progressive Shooting Coverage Suit Clears Dismissal Bid

    A Louisiana federal court declined to dismiss a suit by a Progressive unit asserting it has no duty to defend or indemnify a nail salon for claims stemming from a fatal shooting, accepting a magistrate judge's recommendation to that effect.

  • March 16, 2026

    Ski Resort Owner Says Insurers Must Cover Rider Death Claim

    A ski resort owner said it is entitled to coverage for a claim made by the estate of a man who died after falling from a chair lift, telling a Montana federal court that its insurers erroneously asserted that the resort is not a covered location.

  • March 13, 2026

    Stihl Escapes Insurer's NJ Fire Coverage Suit

    Chainsaw manufacturer Stihl Inc. can't be held liable on claims that one of its batteries caused a house fire, a New Jersey federal judge ruled, ending the case because the plaintiff's experts could not prove that the battery was defective or rule out other causes of the garage fire.

  • March 13, 2026

    AIG Policy Excludes $150M Pollution Coverage, 7th Circ. Finds

    A Seventh Circuit panel on Friday ruled an AIG unit has no duty to cover $150 million in legal costs for Sterigenics and its former parent company following input from the Illinois Supreme Court on how to apply a pollution exclusion in the relevant policy.

  • March 13, 2026

    Insurers Say Prairie Farms' Policies Don't Cover $191M Verdict

    Berkeley National Insurance Co. and a Sompo International unit told an Illinois federal judge that excess liability policies they issued to Prairie Farms do not cover a $191.5 million punitive damages award the dairy giant must pay to the family of a man who died while transporting dry ice for one of its subsidiaries.

Expert Analysis

  • Tesla's Robotaxi Push Exposes Gaps In Product Liability Law

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    As Tesla's deployment of robotaxis on public roads in Austin, Texas, faces regulatory scrutiny and legislative pushback, the legal community confronts an unprecedented challenge: how to apply traditional fault principles, product liability laws and insurance practices to vehicles that operate as rolling computers, says Don Fountain at Clark Fountain.

  • 8 Insurer Takeaways From Sweeping Georgia Tort Reform

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    Insurers should take note of several critical components of Georgia's tort litigation overhaul — including limitations on damages anchoring, procedural rules governing dismissals, and liability standards in negligent security cases — and adapt claims-handling strategies to reduce litigation risk, says Lucy Aquino at Cozen O'Connor.

  • 3 Juror Psychology Principles For Expert Witness Testimony

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    Expert witnesses can sometimes fall into traps when trying to teach juries complex topics by failing to consider the psychology of juror comprehension, but attorneys can help witnesses avoid these pitfalls with a deeper understanding of cognitive lag, chunking and learning styles, says Steve Wood at Courtroom Sciences.

  • Court Rulings Warn Against Oversharing With Experts

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    Recent decisions, including in bad faith insurance cases, demonstrate that when settlement information documents are inadvertently shared with testifying experts, courts may see no recourse but to strike the entire report or disqualify the expert, says Richard Mason at MasonADR.

  • 7th Circ. Insurance Ruling Resolves Major Jurisdictional Issue

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    The Seventh Circuit recently confirmed in StarStone Insurance v. Chicago that attorney fees and costs paid as part of a settlement are covered — while unexpectedly raising and answering a question of first impression about federal jurisdiction over foreign entities, says Lara Langeneckert at Barnes & Thornburg.

  • State Farm Rate Hike Portends Intensifying Insurance Crisis

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    The California Department of Insurance's unprecedented emergency approval of a 17% rate increase for State Farm General Insurance, the first interim rate relief granted before completing full actuarial justification, represents a regulatory watershed and establishes precedent that could fundamentally reshape insurers' response to climate-driven market instability, says Daniel Veroff at Merlin Law Group.

  • 3 Corporate Deposition Prep Tips To Counter 'Reptile' Tactics

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    With plaintiffs counsel’s rising use of reptile strategies that seek to activate jurors' survival instincts, corporate deponents face an increased risk of being lulled into providing testimony that undercuts a key defense or sets up the plaintiff's case strategy at trial, making it important to consider factors like cross-examination and timing, say attorneys at Dentons.

  • Indemnity Lessons From Mass. Construction Defect Ruling

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    The Massachusetts high court's decision in Trustees of Boston University v. CHA, holding that a bespoke contractual indemnity provision means that a construction defect claim is not subject to Massachusetts' statute of repose, should spur design and construction professionals to negotiate limited provisions, says Christopher Sweeney at Conn Kavanaugh.

  • Statistics Tools Chart A Path For AI Use In Expert Testimony

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    To avoid the fate of numerous expert witnesses whose testimony was recently deemed inadmissible by courts, experts relying on artificial intelligence and machine learning should learn from statistical tools’ road to judicial acceptance, say directors at Secretariat.

  • Ore. High Court Ruling Widens Construction Defect Coverage

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    A recent Oregon Supreme Court decision, Twigg v. Admiral Insurance, dispels the myth that a contractor's liability for defective work is uninsurable if pursued as a breach of contract, say attorneys at Stoel Rives.

  • Measuring The Impact Of Attorney Gender On Trial Outcomes

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    Preliminary findings from our recent study on how attorney gender might affect case outcomes support the conclusion that there is little in the way of a clear, universal bias against attorneys of a given gender, say Jill Leibold, Olivia Goodman and Alexa Hiley at IMS Legal Strategies.

  • Oft-Forgotten Evidence Rule Can Be Powerful Trial Tool

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    Rule 608 may be one of the most overlooked provisions in the Federal Rules of Evidence, but as a transformative tool that allows attorneys to attack a witness's character for truthfulness through opinion or reputation testimony, its potential to reshape a case cannot be overstated, says Marian Braccia at Temple University Beasley School of Law.

  • Ruling On Pollutants And Indemnity Offers Insurers Mixed Bag

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    Both insurers and policyholders can reap benefits from a Georgia federal court's recent declaratory judgment decision, which broadly defined pollutants, but also deemed the duty to indemnify not yet ripe for adjudication, says Jena Emory at Morris Manning.