Automated payment refusals can trigger GDPR curbs, EU court opinion says
( October 15, 2026, 09:03 GMT | Official Statement) -- MLex Summary: Online retailers’ restrictions on payment options based solely on automated credit assessments could fall under the EU’s General Data Protection Regulation’s automated-decision rules if they could prevent a purchase, an adviser to the EU’s top court said. In her non-binding opinion in the Universal Versand case, Advocate General Laila Medina said retailers invoking the exemption for decisions necessary to enter into or perform a contract must demonstrate that automation is necessary and no less intrusive alternative is available, with time and cost savings potentially relevant to that assessment.Legal opinion attached. The case number is C-568/25 Universal Versand. ...
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