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EU judges to weigh if online payment refusals on credit scores breach GDPR

( November 24, 2025, 12:37 GMT | Official Statement) -- MLex Summary: The EU’s top judges have been asked to clarify whether an online retailer’s automatic refusal to offer certain payment options —such as “buy now, pay later” or “payment in instalments”— based on a credit rating constitutes automated decision-making under the EU’s data protection rules. The Austrian referral stems from the consumer association VKI suing the online shop Universal Versand, arguing that using automated systems violates the EU’s General Data Protection Regulation. The summary follows, request for a preliminary ruling attached (in German). The case number is C-568/25 Universal Versand...

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