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Experts reject cartel theory in Indonesia online lenders' rate-cap agreement

By Roffie Kuniawan ( November 28, 2025, 10:07 GMT | Insight) -- Nearly 100 online lenders in Indonesia acted lawfully when they agreed to set a daily interest-rate ceiling of 0.8 percent, economists and state-administration experts told competition judges, arguing the move should not be viewed as cartel conduct because the market conditions could not support collusion.Nearly 100 online lenders in Indonesia acted lawfully when they agreed to set a daily interest-rate ceiling of 0.8 percent, economists and state-administration experts told competition judges, arguing the move should not be viewed as cartel conduct because the market conditions could not support collusion....

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