Specialty Lines

  • July 14, 2025

    Insurer Seeks $1M Coverage Cap Over 175 Silica Suits

    An insurer for a manufacturer of countertops told a New York federal court that only one primary environmental liability policy it issued applies to roughly 175 lawsuits seeking damages for exposure to silica, pointing to "deemer provisions" relating to coverage for "progressive or indivisible" bodily injury.

  • July 11, 2025

    7th Circ. Affirms End To Vandalism Dispute Over Key Records

    The Seventh Circuit upheld discovery sanctions against an Indianapolis hotel owner after an Indiana federal court found it repeatedly failed to hand over records relating to whether the property was deemed "vacant" per the terms of its property insurance policy with a Liberty Mutual unit.

  • July 11, 2025

    Coverage For RV Dealer's $1.2M Fraud Loss Limited To $100K

    A Texas federal court tossed an RV dealer's suit seeking to recover more than $1 million it lost after transferring funds to a fraudster posing as a general contractor, saying the dealer's insurer already paid the maximum amount owed under the policy's deception fraud provision.

  • July 10, 2025

    Specialty Line Insurance Cases To Note: 2025 Midyear Report

    The first half of the year has already delivered a series of high-profile decisions giving specialty line insurance practitioners clarity on some of the hottest coverage dispute issues and even a preview of their ripple effects. Here, Law360 reviews some of the top specialty line insurance decisions from the first half of 2025.

  • July 10, 2025

    Top General Liability Rulings From The First Half Of 2025

    Federal courts have handed down big wins for insurers, finding that they needn't cover claims related to a Home Depot data breach and opioid litigation brought against Publix, as well as issuing rulings favoring carriers in disputes over so-called ghost guns and PFAS-related litigation. Here, Law360 breaks down the top commercial general liability rulings from the first half of 2025.

  • July 10, 2025

    Texas Floods Highlight Risk Of Climate Cuts, Low Coverage

    A series of deadly floods in Texas Hill Country over the July 4 weekend underscore the danger of rollbacks and threats to federal programs for disaster relief and climate monitoring, while also showing the need for greater flood coverage uptake to avoid longer-term economic challenges. 

  • July 10, 2025

    Insurer Wants Out Of Horse Co.'s $3.2M Theft Coverage Fight

    An insurer for an equestrian and his company that faced theft claims urged a Florida federal court to toss a coverage action from the underlying plaintiff, arguing it lacks standing to claim the insurer wasted policy benefits while defending insureds and left nothing for an eventual $3.2 million settlement.

  • July 10, 2025

    6th Circ. Denies Ohio Dentist's Life Insurance Tax Deductions

    An Ohio dentist cannot deduct his life insurance premiums that he intended to potentially donate to a zoo, the Sixth Circuit ruled, saying the arrangement was taxable under 2003 regulations governing policies that involve two parties sharing the cost and benefit of insurance.

  • July 10, 2025

    Insurance Litigation Week In Review

    Michigan's top court found that claims over personal injury protection coverage can be revived after they are transferred to third parties, the Eighth Circuit relieved a Chubb insurer from having to split an underlying $2 million settlement and the Fourth Circuit revived a South Carolina builder's condo repair coverage dispute. Here, Law360 takes a look at the past week's top insurance news.

  • July 08, 2025

    Exclusion's Use Of 'The' Supports Alt. Reading, 5th Circ. Says

    The Fifth Circuit said an exclusion barring coverage for intellectual property infringement claims didn't necessarily relieve an insurer from covering defense expenses an oil and gas company incurred in an IP theft lawsuit, finding the exclusion's use of "the" led to a pro-coverage, reasonable meaning.

  • July 07, 2025

    Hartford Says No Coverage For General Store's GIPA Row

    A Hartford unit told an Illinois federal court that it does not owe a general store coverage for claims that the company violated the state's genetic information privacy law by conditioning employment on disclosing genetic information.

  • July 03, 2025

    Plumbing Co. Seeks $25M In Coverage For ERISA Claims

    A plumbing subcontractor told a California federal court that its primary insurer was improperly limiting its coverage in an employee stock ownership plan dispute, hindering its ability to tap into its full $25 million tower of management liability coverage.

  • July 03, 2025

    The Firms That Won Big At The Supreme Court

    The number of law firms juggling three or more arguments before the U.S. Supreme Court this past term nearly doubled from the number of firms that could make that claim last term.

  • July 03, 2025

    Breaking Down The Vote: The High Court Term In Review

    The U.S. Supreme Court once again waited until the term's closing weeks — and even hours — to issue some of its most anticipated and divided decisions.

  • July 02, 2025

    State Farm Investigation In Calif. Spotlights Adjuster Issues

    A California regulatory investigation into State Farm's California subsidiary is spotlighting common issues in the insurance recovery process following major disasters, but experts also say that the insurer's high level of exposure opened it up to more consumer scrutiny.

  • July 02, 2025

    Life Insurer Agrees To Settle Inflated Charges Suits For $45M

    A Missouri-based life insurer agreed to pay $45 million to settle a group of proposed and certified class actions accusing it of using certain nonmortality factors, contrary to policy language, to impose higher costs on policyholders, bringing the insurer's total losses for such claims to over $94.5 million.

  • July 02, 2025

    Q&A: Policyholder Atty On Career Win Against Calif. FAIR Plan

    A major ruling last week that fire insurance offered by California's insurer of last resort doesn't meet minimum standards under state law should redefine the conversation around what constitutes insurable fire risk, according to one of the plaintiff's lawyers. Here, Law360 talks to policyholder attorney Dylan Schaffer of Kerley Schaffer LLP about the decision and case he regards as the most meaningful in his career.

  • July 02, 2025

    Auto Dividend Policies Can Be A Win For Drivers And Insurers

    Dividend policies from auto insurers can offer carriers more premiums up front, strengthening their bottom line, while encouraging drivers to be more risk-averse once they have a vested interest in receiving significant dividends, carrier-side attorney Michael Savett of Butler Weihmuller Katz Craig LLP told Law360. Here, Savett discusses the particulars of such policies.

  • July 02, 2025

    Marsh Says Brokerage Poached Employees, Client

    Insurance brokerage Marsh told a New York federal court that a competing brokerage orchestrated a scheme with former Marsh employees to steal clients in its surety business, noting that the competitor has faced over 70 other similar lawsuits.

  • July 02, 2025

    Bankruptcy Motion Marks Rising Salience Of Cyber Coverage

    Unprecedented arguments in a data company's bankruptcy petition that cite a failure to maintain adequate cyberinsurance coverage underscores the growing view that this specialty coverage can represent an important, if not essential, form of risk mitigation for certain organizations. Here, Russell Squire of Reed Smith LLP's insurance recovery group spoke to Law360 about how arguments in one case represented growing recognition of the importance of cyberinsurance and the liability risks posed by data breaches.

  • July 02, 2025

    Kenyan Firm's Boeing Crash Fee-Sharing Suit Is Tossed

    An Illinois federal judge has thrown out a suit by a Kenyan firm alleging that an Illinois firm wrongly pushed it out of a fee-sharing agreement stemming from a settlement with Boeing over the 2019 Ethiopian Airlines 737 Max crash, finding some of the claims fall under Illinois' litigation privilege, while the rest are unsupported by the complaint.

  • July 01, 2025

    Hartford Units Avoid Asbestos Settlement Coverage

    Three Hartford units have no duty to cover a brake and clutch manufacturer for an asbestos injury settlement, a New Jersey federal court ruled, finding the company's late notice of the claim doomed its chances at coverage.

  • July 01, 2025

    Anthem Inks $13M Deal To End Mental Health Class Action

    Anthem has agreed to pay about $12.9 million to end a proposed class action alleging the insurer's coverage denials for inpatient mental health and substance use disorder treatments violated federal benefits and mental health parity laws, according to New York federal court filings.

  • July 01, 2025

    Nationwide Launches Coverage Bid For Fatal Crash Suit

    Nationwide Agribusiness Insurance Co. wants an Ohio federal court to order that a Connecticut-based insurer and a transportation company must cover wrongful death claims stemming from a tractor-trailer crash that ultimately killed a pregnant mother's unborn baby.

  • June 30, 2025

    Justices Decline Appeal Over State Law Question Certification

    The U.S. Supreme Court on Monday declined accepting a petition for certiorari attacking the Ninth Circuit's "uniquely standardless approach" for asking state supreme courts to answer questions of state law, in an appeal over putative class action claims that two life insurers violated California statutes concerning benefit denials.

Expert Analysis

  • In-House Expert Testimony Is Tricky, But Worth Considering

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    Litigation counsel often reject the notion of designating in-house personnel to provide expert opinion testimony at trial, but dismissing them outright can result in a significant missed opportunity, say David Ben-Meir at Ben-Meir Law and Martin Pitha at Lillis Pitha.

  • Tracking Changes To AI Evidence Under Federal Rules

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    As the first quarter of 2025 draws to a close, important changes to the Federal Rules of Evidence regarding the use of artificial intelligence in the courtroom are on the horizon, including how to handle evidence that is a product of machine learning, say attorneys at Debevoise.

  • Key Insurance Issues Likely To Arise From NY Superfund Law

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    The recently enacted New York Climate Change Superfund Act imposes a massive $75 billion in liabilities on energy companies in the fossil fuel industry, which can be expected to look to their insurers for coverage, raising a slew of coverage issues both old and new, say attorneys at Wiley.

  • Airlines Should Follow Treaty On Prompt Crash Payouts

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    In the wake of the recent crash of a Delta Air Lines flight during landing in Toronto, it is vital for air carriers and their insurers to understand how the Montreal Convention's process for immediate passenger compensation can avoid years of costly litigation and reputational damage for companies, says Robert Alpert at International Crisis Response.

  • What To Know About NAIC's Risk-Based Capital Task Force

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    Attorneys at Debevoise outline key details of the Risk-Based Capital Model Governance Task Force, which was recently launched by the National Association of Insurance Commissioners, including the task force's objectives, and potential implications for insurers and their investment strategies.

  • How Calif.'s Wildfire Insurance Crisis Might Affect Texas

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    Attorneys at Munsch Hardt examine the implications of California's wildfire insurance crisis for Texas, including potential shifts in coverage availability, regulatory differences and how the insurers in the second-largest U.S. state may react to a major wildfire event.

  • Steering Clear Of US Sanctions While Paying Pirates Ransom

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    Maritime operators, insurers and financial institutions must exercise extreme caution when making ransom payments related to Somali piracy, as the payments could trigger primary and secondary sanctions enforcement by the Office of Foreign Assets Control, says Chelsea Ellis at LMD Trade Law.

  • How To Create A Unique Jury Profile For Every Case

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    Instead of striking potential jurors based on broad stereotypes or gut feelings, trial attorneys should create case-specific risk profiles that address the political climate, the specific facts of the case and the venue in order to more precisely identify higher-risk jurors, says Ken Broda-Bahm at Persuasion Strategies.

  • What To Know About Insurance Coverage For Greenwashing

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    As the number of public and private lawsuits relating to greenwashing dramatically grows, risk managers of companies making environmental claims should look to several types of insurance for coverage in the event of a suit, say attorneys at Hunton.

  • Managing Anti-Corporate Juror Views Revealed By CEO Killing

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    After the shooting of UnitedHealthcare CEO Brian Thompson laid bare deep-seated anti-corporate sentiments among the public, companies in numerous industries will have to navigate the influence of related juror biases on litigation dynamics, say Jorge Monroy and Keith Pounds at IMS Legal Strategies.

  • Evidence Rule May Expand Use Of Out-Of-Court Statements

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    A proposed amendment to Federal Rule of Evidence 801(d)(1)(A) would broaden the definition of nonhearsay, reflects a more pragmatic approach to regulating the admissibility of out-of-court statements by declarant-witnesses, and could help level the playing field between prosecutors and criminal defendants, say attorneys at Hangley Aronchick.

  • The Math Of Cross-Examination: Less Is More, More Is Less

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    When conducting cross-examination at trial, attorneys should remember that “less is more, and more is less” — limiting both the scope of questioning and the length of each query in order to control the witness’s testimony and keep the factfinders’ attention, says Thomas Innes at the Defender Association of Philadelphia.

  • Rethinking 'No Comment' For Clients Facing Public Crises

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    “No comment” is no longer a cost-free or even a viable public communications strategy for companies in crisis, and counsel must tailor their guidance based on a variety of competing factors to help clients emerge successfully, says Robert Bowers at Moore & Van Allen.