Specialty Lines
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									October 16, 2025
									Future Of 'Ambiguous' Defect Exclusion Remains To Be SeenThe LEG-3 exclusion, a defect exclusion developed by the London Engineering Group, stood largely untested for nearly three decades, but just two years after a Washington, D.C., federal court found the exclusion to be ambiguous, policyholder attorney Angelia Wesch tells Law360 that whether the underwriting group tightens the exclusion's language remains to be seen. 
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									October 16, 2025
									NH Youth Centers Seek Coverage In Hundreds Of Abuse SuitsTwo youth treatment centers accused an insurer Thursday of refusing to provide full coverage for hundreds of suits claiming that the centers mistreated children in their care, telling a New Hampshire federal court that the insurer wrongfully limited coverage to $1 million. 
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									October 16, 2025
									Travelers Seeks Over $1M In Camera Theft Subrogation SuitTravelers is seeking to recoup around $1 million in costs from a shipping logistics company that it says failed to verify to whom it was providing a shipment of cameras, resulting in their theft, according to a complaint filed in California federal court. 
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									October 16, 2025
									Bankrupt Rite Aid Trust Sues Walgreens Over Opioid CostsA trustee for Rite Aid Corp.'s bankruptcy estate has sued Walgreens Boots Alliance Inc. and a subsidiary, Walgreen Co., in Delaware Chancery Court, accusing the pharmacy giant of failing to cover tens of millions of dollars in opioid epidemic-related litigation costs that it had agreed to cover. 
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									October 16, 2025
									Insurance Litigation Week In ReviewIllinois' insurance regulator demanded that State Farm turn over data over its homeowners insurance business, the Sixth Circuit affirmed class certification in a dispute over State Farm's payments for totaled vehicles, and the Eleventh Circuit ruled that a policyholder's untimely notice doomed coverage for a gas station's underground fuel tank leak. Here, Law360 takes a look at the past week's top insurance news. 
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									October 16, 2025
									Hospital Insurer Seeks Ch. 15 After NY Child Abuse ClaimsNortheast Insurance Co., a captive insurer for several hospitals and a Jewish nonprofit, asked a New York bankruptcy judge for Chapter 15 recognition of its Bermuda liquidation filing, saying it was rendered insolvent by claims stemming from the state's Child Victims Act. 
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									October 15, 2025
									11th Circ. Sides With Insurer In Fla. Gas Station Pollution FightAn insurer for an owner and operator of Florida gas stations owes no coverage for pollution costs stemming from an underground fuel tank leak, the Eleventh Circuit ruled Wednesday, finding the owner failed to properly notify its insurer of a "pollution condition" that could result in an insurance claim. 
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									October 15, 2025
									Geico Says Cos. Owe $415K For Fraudulent Med Gear SchemeA group of Geico auto insurers told a New York federal court that they are entitled to recoup $415,000 from companies that they allege submitted hundreds of fraudulent no-fault insurance claims, totaling over $1.25 million, for unnecessary durable medical equipment. 
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									October 14, 2025
									Federal Insurance Filings Dip Following Peak In 2022Insurance litigation in federal district courts has been trending downward over the past two years, following a period of record high filings because of COVID-19 and a series of extremely destructive storms, according to a report by Lex Machina. 
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									October 09, 2025
									AIG Says Dock Builder Can't Avoid $1.8M Yacht Fire LawsuitAn AIG unit urged a Florida federal court Thursday to reject a contractor's claims it can't be held liable for more than $1.8 million in coverage payments over a yacht fire caused by dock wiring that lacked ground fault protection, arguing the state building code required such protection. 
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									October 09, 2025
									Private Flood Carriers See Opportunity In Federal NFIP LapsePrivate flood insurance executives see a market opportunity for a growing sector of the property and casualty industry as the National Flood Insurance Program remains restricted in its ability to renew or sell flood coverage amid the government shutdown. 
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									October 09, 2025
									NJ Justices Probe Insurer's Role In $12M Settlement FightThe New Jersey Supreme Court zeroed in Thursday on how far insurers can go in reserving their rights without taking a definitive position on coverage, as Mist Pharmaceuticals LLC accused Berkley Insurance Co. of stonewalling a $12 million settlement by hiding behind ambiguity in its "capacity exclusion" clause. 
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									October 09, 2025
									Drones May Boost Claim-Handling Efficiency, Carrier Pros SayAs insurance carriers evaluate ways to utilize new technologies in their claims and underwriting processes, the use of drones and aerial imagery has emerged as an opportunity to improve response times and efficiency, specifically in connection with natural disasters, insurer-side experts say. 
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									October 09, 2025
									SEC Changes For Public Cos. Shake Up D&O Coverage RisksThe U.S. Securities and Exchange Commission has enacted or proposed several significant changes to the way public companies are regulated, putting directors and officers coverage risks into unprecedented territory, insurance and securities experts said. 
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									October 09, 2025
									Fla. High Court Hears Ex-Marvel CEO's Punitive Damages BidThe former CEO of Marvel Entertainment on Thursday urged the Florida Supreme Court to revive his punitive damages claim over the secret collection of his wife's DNA in connection to a hate letter campaign, arguing his client was wrongfully held to a higher burden in order to establish the claim. 
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									October 09, 2025
									Insurance Litigation Week In ReviewA South Carolina school district can't get review of its insurance arbitration dispute, an insurer had a duty to defend a home renovation company in an underlying car crash suit and a State Farm unit needn't pay a $2.5 million assault judgment. Here, Law360 takes a look at the past week's top insurance news. 
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									October 07, 2025
									No Coverage For Smoke Shop Over Fatal Crash, Insurer SaysA smoke shop's insurer told a North Carolina state appeals court the shop shouldn't receive coverage for a lawsuit alleging it's liable for a fatal auto collision because it sold nitrous oxide products to the at-fault driver, arguing its policy covered bodily injury only on the shop's premises. 
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									October 07, 2025
									CVS Says Rite Aid Not Complying With Ch. 11 Sale OrderCVS Pharmacy Inc. has asked a New Jersey bankruptcy judge to enforce his May order approving the sale of 625 Rite Aid pharmacy operations and 64 drug stores, alleging the debtor has not provided druggist insurance as required for its ex-employees who are now working for CVS. 
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									October 02, 2025
									Canada Flood Insurer Should Help Lower High Risks, Pros SayOngoing efforts in Canada to develop a national flood insurance program should prioritize coverage for high-risk properties and accompany endeavors to lower flood risk in a country that is experiencing more destruction from natural catastrophes, experts say. 
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									October 02, 2025
									Special Arbitration Option Offers Relief Amid Nuclear VerdictsRising jury verdict values continue to put pressure on excess liability programs, but with many of these policies involving what is known as a Bermuda Form, carriers have found an alternative to the American jury system. Here, policyholder attorney Allan Moore of Covington & Burling LLP breaks down what role this method of confidential arbitration plays in the current insurance landscape. 
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									October 02, 2025
									Kelley Kronenberg Launches Cyber Insurance Defense TeamKelley Kronenberg announced that the firm has launched a team focused on handling cyber insurance defense matters in response to the fast growth and increased demand for services in the area. 
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									October 02, 2025
									NFIP Lapse Threatens Home Sales, Hurricane ProtectionsThousands of home sales could be delayed or canceled as a result of the National Flood Insurance Program lapsing under the government shutdown, and homeowners could potentially be left without coverage during hurricane season, experts say. 
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									October 02, 2025
									McCarter & English Won't Face Pretrial Win Bid In $22M SuitA Connecticut Superior Court judge has denied requests by Phoenix Life Insurance Co. and PHL Variable Insurance Co. to file late partial summary judgment motions in a $22.3 million professional negligence lawsuit against McCarter & English LLP over the law firm's work on a Long Island loan deal. 
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									October 02, 2025
									Insurance Litigation Week In ReviewA Colorado court found that an insurer does not have to cover a $13.4 million construction settlement because it was reached through collusion, an Illinois judge partly reversed a ruling granting biometric privacy claim coverage, and a Liberty Mutual unit escaped a dispute over the valuation of life settlement contracts. Here, Law360 reviews the past week's top developments in insurance litigation. 
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									October 01, 2025
									Court OKs Policy Rescission In $2.5M Tax Coverage RowAn insurer for a telecommunications company owes no coverage for its $2.5 million settlement with the Illinois government over claims that it failed to collect and remit certain taxes and fees owed by customers, an Illinois federal court ruled, finding the insurer was entitled to rescind its policy. 
Expert Analysis
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								Montana Federal Ruling Takes Broad View Of 'Related Claims'.jpg)  A Montana federal court recently took a broad view of related claims, ruling that claims brought by different plaintiffs in different states alleging different legal theories were nevertheless under a directors and officers insurance policy, illustrating the range of interpretations courts may give these clauses, say attorneys at Hunton. 
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								Demystifying Generative AI For The Modern Juror  In cases alleging that the training of artificial intelligence tools violated copyright laws, successful outcomes may hinge in part on the litigator's ability to clearly present AI concepts through a persuasive narrative that connects with ordinary jurors, say Liz Babbitt at IMS Legal Strategies and Devon Madon at GlobalLogic. 
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								Why Early Resolution Of Employment Liability Claims Is Key  A former Los Angeles fire chief's recent headline-grabbing wrongful termination suit against the city is a reminder that employment practices liability disputes can present risks to the greater business, meaning companies need a playbook for rapid, purposeful action, says Karli Moore at Intact Insurance Specialty Solutions. 
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								How New Rule On Illustrative Aids Is Faring In Federal Courts  In the 10 months since new standards were codified for illustrative aids in federal trials, courts have already begun to clarify the rule's application in different contexts and the rule's boundaries, say attorneys at Bernstein Litowitz. 
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								Strategies To Get The Most Out Of A Mock Jury Exercise  A Florida federal jury’s recent $329 million verdict against Tesla over a fatal crash demonstrates how jurors’ perceptions of nuanced facts can make or break a case, and why attorneys must maximize the potential of their mock jury exercises to pinpoint the best trial strategy, says Jennifer Catero at Snell & Wilmer. 
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								Notable Developments At The NAIC Summer Meeting  Attorneys at Debevoise discuss their top takeaways from the National Association of Insurance Commissioners summer meeting last month, including developments on risk-based capital requirements and the evolving use of artificial intelligence in insurance practices. 
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								Avoiding Unforced Evidentiary Errors At Trial  To avoid self-inflicted missteps at trial, lawyers must plan their evidentiary strategy as early as their claims and defenses, with an eye toward some of the more common pitfalls, says Nate Sabri at Perkins Coie. 
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								When AI Denies, Insurance Bad Faith Claims May Follow  Two recent rulings from Minnesota and Kentucky federal courts signal that past statements about claims-handling practices may leave insurers using artificial intelligence programs in claims administration vulnerable to suits alleging bad faith and unfair trade practices, say attorneys at Cozen O'Connor. 
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								Insuring Against FCA Risk In Shifting Trade Landscape  In today's heightened trade enforcement environment, companies should proactively assess whether their insurance programs are positioned to respond to potential False Claims Act or customs-related claims, including reviewing directors and officers, professional liability, and representations and warranties policies for key terms, say attorneys at Pillsbury. 
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								Key Insurance Coverage Considerations For AI Data Centers  The burgeoning artificial intelligence industry has sparked a surge in data center projects — a trend likely to be accelerated by the White House's AI Action Plan — but with these complex facilities come equally complex risks, engendering important insurance coverage considerations, say attorneys at Morgan Lewis. 
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								5 Key Steps To Prepare For Oral Arguments  Whether presenting oral arguments before the U.S. Supreme Court or a local county judge, effective preparation includes the same essential ingredients, from organizing arguments in blocks to maximizing the potential of mock exercises, says Allison Rocker at Baker McKenzie. 
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								9 Jury Selection Lessons From The Combs Trial  U.S. District Judge Arun Subramanian’s unusually thorough jury selection process for the trial of Sean Combs offers attorneys and judges a master class in using case-specific juror questionnaires and extended attorney-led voir dire to impanel better juries that produce more just outcomes, say Kevin Homiak at Wheeler Trigg and Leslie Ellis at The Caissa Group. 
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								Mitigating Employer Liability Risk Under Sex Assault Rule  The American Law Institute's newly approved rule expands vicarious liability to employers for certain sexual assaults that employees commit, which could materially increase employers' exposure unless they strengthen safeguards around high-risk roles, say attorneys at Morgan Lewis.