Specialty Lines

  • June 05, 2025

    Novel Climate Change Death Suit Raises Insurance Questions

    A novel suit accusing oil and gas companies of contributing to a woman's 2022 heat wave death could lead to future insurance disputes, but experts said common exclusions and other policy terms could leave the companies footing defense costs.

  • June 05, 2025

    New SC Law Gives Shot Of Hope For Liquor Liability Stability

    A new law overhauling South Carolina's joint and several liability statutes, which left bars and restaurants potentially on the hook for the full amount of a verdict in alcohol-related lawsuits, has experts cautiously optimistic that the change will make insurance more affordable for these venues.

  • June 05, 2025

    Q&A: Startup Aims To Price Emergent AI Risks

    While the use of artificial intelligence platforms such as OpenAI's ChatGPT and Google's Gemini has certainly proliferated among the public, how the insurance industry will address AI-related risks across existing and new forms of coverage still remains a very open question. Here, Law360 talks about it with George Lewin-Smith, a founder of the startup Testudo, which focuses on such risks. 

  • June 05, 2025

    Software Co. Says Insurers' About-Face Led To $21M Claim

    A software company is blaming its insurers in Washington federal court for hampering its settlement talks with a client by reneging on its coverage agreements, causing the company to now potentially face a customer's $21 million claim.

  • June 05, 2025

    4th Circ. Towers Watson Ruling Not Final Word On Bump-Ups

    Towers Watson's defeat at the Fourth Circuit in its bid for coverage of settlements resolving merger-related shareholder litigation is one of the higher-profile developments in court battles over so-called bump-up exclusions, even as experts expect the scope of the decision to be limited and diluted by other court rulings.

  • June 05, 2025

    Norton Rose Adds Corporate Pro To Growing Chicago Office

    Norton Rose Fulbright announced the growth of its Chicago office Thursday with the addition of a "highly regarded corporate lawyer," who will serve as a partner in the firm's business practice group and as a member of its transactional and regulatory insurance team.

  • June 05, 2025

    Insurance Litigation Week In Review

    The Sixth Circuit said a coverage dispute over PFAS litigation shouldn't have been sent back to state court, the Tenth Circuit found that an insurer did not unreasonably deny a hail damage claim and a Florida federal court freed an insurer from paying an $8.5 million deal over construction defects. Here, Law360 takes a look at the past week's top insurance news.

  • June 04, 2025

    3 Ways DOL Benefits Chief Nominee May Affect ERISA Cases

    A key committee will decide Thursday whether to send President Donald Trump’s pick to lead the U.S. Department of Labor’s employee benefits arm ahead for a full Senate vote, setting the stage for what attorneys expect will be an employer-friendly shift in policies. Here are three ways Daniel Aronowitz could change benefits litigation if confirmed.

  • June 04, 2025

    Agent Seeks Toss Of Insurer's $1M Reinsurance Loss Suit

    An insurance company's suit alleging that an insurance agent's errors cost the company its reinsurance through the Federal Crop Insurance Corp. should be tossed, the agent told a Michigan federal court, arguing that the claims are time-barred and have already been litigated.

  • June 03, 2025

    Adjustment Of Claims Ordered After $66M Boat Death Suit

    A North Carolina federal judge granted a preliminary injunction ordering an adjuster to proceed with adjusting claims for insurers, including one related to a 2021 fatal Florida boat accident that resulted in a $66 million consent judgment against a policyholder.

  • June 03, 2025

    Conn. Judge Narrows McCarter's Defenses In $22M Loan Suit

    A Connecticut state court trimmed McCarter & English LLP's defenses in a $22.3 million suit over its role crafting loans for recreational improvements in a Long Island, New York, town, saying the firm cannot pursue a comparative negligence defense but can proceed with its fraud argument.

  • June 03, 2025

    The Law360 400: A Look At The Top 100 Firms

    A rebound in client work sent the nation’s largest law firms into growth mode last year, driving a wave of hiring, mergers and strategic moves that reshaped the top tier of the Law360 400. Here's a preview of the 100 firms with the largest U.S. attorney headcounts.

  • June 02, 2025

    Insurance Experts Examine AI's Challenges For Underwriting

    Academics, attorneys and insurance industry officials took a look at the myriad ways artificial intelligence could affect the "insurance value chain," as one conference panelist put it, across claims, litigation and underwriting, including the coverage of AI-related occurrences themselves.

  • May 29, 2025

    Insurer Waived Arbitration For Many Reasons, NJ Panel Rules

    An insurer waived its right to arbitration for many reasons, a New Jersey appellate panel affirmed, finding a pier owner's coverage dispute concerning underlying litigation brought against it by public utilities blaming it for a fluid leak in the Hudson River must head to trial.

  • May 29, 2025

    Q&A: What's The Deal With Insurance-Linked Securities?

    The use of insurance-linked securities has boomed in recent years, helping increase overall global reinsurance capacity and allowing investors to participate in reinsurance transactions without having to become licensed reinsurers themselves. Here, Law360 talks to Nicholas Berry, a London-based partner at Norton Rose Fulbright, on the mechanics of ILS transactions and why he thinks this alternative asset type is here to stay.

  • May 29, 2025

    FDA Changes May Put CGL Policies In Play, Experts Say

    Changing regulations at the U.S. Food and Drug Administration under the Trump administration may make food contamination risks a higher concern for certain policyholders, and insureds should closely review their commercial general liability and product recall policies for potential coverage, experts say.

  • May 29, 2025

    Insurance Litigation Week In Review

    Towers Watson's insurers don't have to cover shareholder litigation, the Fifth Circuit said its hands were tied concerning fire damage arbitration, North Carolina's highest court allowed a homeowner who didn't read his policy to continue his agency negligence case and a Georgia couple say two personal injury firms misled them. Here, Law360 takes a look at the past week's top insurance news.

  • May 29, 2025

    Lindberg Can't Skirt $122M Contempt Order, NC Panel Told

    Insurance companies that convicted billionaire Greg Lindberg allegedly bled dry told the North Carolina Court of Appeals not to let him duck a $122 million contempt order, saying he didn't even show up for the hearing and has done nothing since to purge his contempt.

  • May 28, 2025

    Law Firm's Suit Against AIG Unit Cut Down To Contract Claims

    A Florida federal judge on Wednesday trimmed a law firm's suit claiming an AIG unit allegedly misled it into representing a sports memorabilia collector in underlying civil and criminal fraud cases without payment.

  • May 28, 2025

    4th Circ. Finds Towers Watson's Merger Deals Not Covered

    Towers Watson's insurers have no obligation to pay out their remaining directors and officers coverage to help fund settlements resolving shareholder litigation over the company's merger with Willis, the Fourth Circuit affirmed Wednesday, saying the deals fall plainly within the scope of a so-called bump-up exclusion.

  • May 27, 2025

    Pharma Co. Says Chubb Failed To Pay Covered Defense Costs

    A New Jersey pharmaceutical company said Chubb owes nearly $6.5 million in outstanding defense costs related to a multibillion-dollar arbitration dispute over the manufacture of an antiviral drug, according to a suit removed to federal court Tuesday.

  • May 27, 2025

    Property Co. Not Covered In Condo Fire Suits, Insurer Says

    A property management company isn't covered for suits claiming it hired an unlicensed contractor whose work caused a fire at a condo complex, an insurer told a Florida federal court, saying coverage isn't available under a commercial general liability policy and is limited under a professional liability policy.

  • May 23, 2025

    Judge Tells Boat Crash Widow To Replead $66M Insurer Suit

    A Florida federal judge on Friday dismissed a lawsuit by the widow of the victim of a fatal boat crash seeking to get insurers to pay $66 million judgments but told the widow to replead her claims without the bad faith allegations to streamline discovery in the first stage of the litigation.

  • May 22, 2025

    Affirmative AI Coverage Challenges Specialty Insurance Lines

    Boutiques and major insurers alike have recently issued long-anticipated affirmative coverage for artificial intelligence risks, a divisive bet on the increased need for explicit protection and pricing of the technology's specific risks, even as existing policies offer many similar protections.

  • May 22, 2025

    Virus Coverage Revival Loss Shows Import Of Judicial Finality

    A North Carolina federal court's ruling that Golden Corral can't set aside a judgment against its bid for pandemic-related coverage despite recent policyholder success in the state Supreme Court highlighted the importance of judicial finality, while marking the difference between state and federal courts weighing insurance issues.

Expert Analysis

  • Key Insurance Implications Of Hawaii's Historic GHG Ruling

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    In Aloha Petroleum v. National Union Fire Insurance, the Hawaii Supreme Court became the first state court to classify greenhouse gasses as pollutants barred from insurance coverage, a ruling likely to be afforded great weight by courts across the country, say Scott Seaman and Gar Lauerman at Hinshaw & Culbertson.

  • Use The Right Kind Of Feedback To Help Gen Z Attorneys

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    Generation Z associates bring unique perspectives and expectations to the workplace, so it’s imperative that supervising attorneys adapt their feedback approach in order to help young lawyers learn and grow — which is good for law firms, too, says Rachael Bosch at Fringe Professional Development.

  • Congress Can And Must Enact A Supreme Court Ethics Code

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    As public confidence in the U.S. Supreme Court dips to historic lows following reports raising conflict of interest concerns, Congress must exercise its constitutional power to enact a mandatory and enforceable code of ethics for the high court, says Muhammad Faridi, president of the New York City Bar Association.

  • State Of The States' AI Legal Ethics Landscape

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    Over the past year, several state bar associations, as well as the American Bar Association, have released guidance on the ethical use of artificial intelligence in legal practice, all of which share overarching themes and some nuanced differences, say Eric Pacifici and Kevin Henderson at SMB Law Group.

  • Insurance Likely Kept Swift Out Of The Woods After Vienna

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    Financial losses Taylor Swift incurred from the cancellation of three concerts in Vienna in August will likely be covered by insurance policies, considering how the facts of the situation differ from those of the Foo Fighters' 2015 insurance dispute over event cancellation and terrorism coverage, say attorneys at Anderson Kill.

  • Class Actions At The Circuit Courts: September Lessons

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    In this month's review of class action appeals, Mitchell Engel at Shook Hardy identifies practice tips from four recent class certification rulings involving denial of Medicare reimbursements, automobile insurance disputes, veterans' rights and automobile defects.

  • 3 Coverage Tips As 2nd Circ. 'Swipes Left' On Tinder Claim

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    The Second Circuit's recent opinion in Match Group v. Beazley Underwriting, overturning Tinder's victory on its insurer's motion to dismiss a coverage action, reinforces three best practices policyholders purchasing claims-made coverage should adhere to in order to avoid late-notice defenses, say Lynda Bennett and Alexander Corson at Lowenstein Sandler.

  • What To Know About Insurance Coverage For Antitrust Risks

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    With all the regulatory activity surrounding antitrust and unfair competition claims, as highlighted by last month's D.C. federal court decision that Google is a monopolist, businesses must not only ensure compliance, but also understand their potential insurance coverage when such claims arise, says Micah Skidmore at Haynes Boone.

  • Finding Coverage For Online Retail Privacy Class Actions

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    Following recent court rulings interpreting state invasion of privacy and electronic surveillance statutes triggering a surge in the filing of privacy class actions against online retailers, companies should examine their various insurance policies, including E&O and D&O, for defense coverage of these claims, says Alison Gaske at Gilbert LLP.

  • What We Know From Early Cyberinsurance Rulings

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    Recent cyber disruption incidents, like the Crowdstrike outage and the CDK Global cyberattack this summer, highlight the necessity of understanding legal interpretations of cyberinsurance coverage — an area in which there has been little litigation thus far, say Peter Halprin and Rebecca Schwarz at Haynes Boone.

  • 6 Considerations To Determine If A Cyber Incident Is Material

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    The U.S. Securities and Exchange Commission's recent guidance on material cybersecurity incidents covers a range of ransomware scenarios, from a company paying a sum and regaining operations to recovering payment via cyberinsurance, but makes it clear that no single factor determines whether a cybersecurity incident is material, say attorneys at Troutman Pepper.

  • Insuring Lender's Baseball Bet Leads To Major League Dispute

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    In RockFence v. Lloyd's, a California federal court seeks to define who qualifies as a professional baseball player for purposes of an insurance coverage payout, providing an illuminating case study of potential legal issues arising from baseball service loans, say Marshall Gilinsky and Seán McCabe at Anderson Kill.

  • Insurance Lessons From 11th Circ. Ruling On Policy Grammar

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    The Eleventh Circuit's recent decision in ECB v. Chubb Insurance, holding that missing punctuation didn't change the clear meaning of a professional services policy, offers policyholder takeaways about the uncertainty that can arise when courts interpret insurance policy language based on obscure grammatical canons, say Hugh Lumpkin and Garrett Nemeroff at Reed Smith.