Property

  • May 12, 2025

    Broker's Insurer Wants Out Of Suit Over Bad Advice

    A professional liability insurer told a Florida federal court it owes no coverage to an insurance broker accused of wrongly advising its client on a $15.9 million hurricane loss because the advice came years before coverage began.

  • May 09, 2025

    Insurers Urge 1st Circ. To Undo Oil Co. Coverage Ruling

    Insurers for a heating oil company asked the First Circuit to reverse a decision forcing them to defend the company and several executives in a class action alleging damage caused by fuel containing elevated levels of biodiesel, saying the company's "purposeful business choices" do not constitute an occurrence.

  • May 08, 2025

    Alaska Fishery Insurance Co-Ops Cast Wide Coverage Net

    The Alaska House of Representatives unanimously passed a bill permitting commercial fishers to form insurance cooperatives, a move that allows all eligible boat owners the ability to obtain coverage from a source that understands the industry for a reasonable price, representatives said. Here, Law360 speaks with Reps. Louise Stutes and Kevin McCabe about what to expect.

  • May 08, 2025

    2nd Circ. Revives Arbitration In Hurricane Damage Suit

    The Second Circuit on Thursday revived a bid by surplus insurers seeking to arbitrate claims over hurricane-related property damage in Louisiana, in a ruling that overturns its own precedent on the interpretation of a treaty governing international arbitration.

  • May 08, 2025

    Pierson Ferdinand Hires Commercial Litigation Partner In NY

    Pierson Ferdinand LLP has added a former McElroy Deutsch Mulvaney & Carpenter LLP attorney as a New York-based partner in its commercial litigation practice, the firm said Thursday.

  • May 08, 2025

    Natural Disasters Change Climate For Art Insurance

    Art loss isn't new, but it has gained more attention as natural disasters become increasingly frequent. The perils that threaten collections — hurricanes, floods, fires and even hailstorms — have made it harder to find coverage, sparking a trend of decoupling art insurance from other forms of coverage.

  • May 07, 2025

    No Quick Win For Insurer In Hail Damage Dispute

    A Georgia federal court on Wednesday rejected an insurer's pretrial bid to avoid covering a homeowners association's hail damage claims, finding there are "plainly genuine disputes of material fact as to whether hail damage occurred to the roofs of the property during the policy period."

  • May 05, 2025

    Ky. Property Owner Sues Liberty Mutual For Arson Coverage

    The owner of an apartment building in the Louisville, Kentucky, metro area accused a Liberty Mutual unit of denying property coverage in bad faith for a May 2023 arson incident that rendered the building a total loss, telling a federal court Monday the insurer wrongly invoked a raft of exclusions.

  • May 05, 2025

    Insurer Knowingly Skimped On Storm Probe, Texas Court Told

    A Houston-area developer's insurer deliberately refrained from a proper investigation after a May 2024 storm and thus came up short on covering losses, the developer told a Texas federal court Monday.

  • May 01, 2025

    La. Gov. Crosses Aisle To Boost Insurance Head's Powers

    Louisiana's Republican governor has crossed party lines by backing a proposal to empower the state's insurance commissioner to regulate rates, and while the move comes as part of a bid to stop spiraling property and auto insurance costs, critics — including the commissioner himself — say it would be ineffective or even counterproductive.

  • May 01, 2025

    Public Fire Model Could Boost Calif. Insurance Oversight

    Developing a public wildfire model in California could help provide a transparent benchmark for insurance regulators to better understand fire risk and evaluate rates, but experts warn that challenges remain as the federal government eyes cuts to key climate monitors.

  • May 01, 2025

    Insurance Pros Stress Disaster Mitigation In Senate Hearing

    A panel of insurance experts stressed in front of a U.S. Senate committee Thursday the importance of mitigation efforts, such as strengthening building codes and hardening homes, as the experts discussed how prices in the property insurance market have soared because of recent natural disasters across the country.

  • May 01, 2025

    8th Insurer Dismissed In Pulte Coverage Row

    Two PulteGroup subsidiaries said Thursday they'll dismiss their property damage coverage claims with prejudice against an insurer over structural issues at a residential development, marking the eighth dismissal of an insurer since the homebuilder first sued a raft of carriers in New Mexico federal court in October 2023.

  • May 01, 2025

    Insurance Litigation Week In Review

    The Fourth Circuit upheld Kaiser Gypsum Co. Inc.’s Chapter 11 bankruptcy plan, insurers for the Suquamish Tribe further urged the U.S. Supreme Court to review their tribal jurisdiction dispute and the Third Circuit affirmed the dismissal of a McDonald’s franchisee’s bid for coverage. Here, Law360 takes a look at the past week's top insurance news.

  • May 01, 2025

    Foster Care Insurance Costs Surge Amid Abuse Claims

    Foster care agencies have faced increased costs of general liability insurance and with insurers hesitant to write policies for these entities in certain states, experts point to the need for legislative reform and regulation all while trying to prevent further trauma for children.

  • May 01, 2025

    Bank Says Insurer Owes $1.8M In Vandalism Coverage

    A bank accused a Berkshire unit and its insurance agent of underpaying coverage for property damage from "vandalism and/or theft," saying that while it's received roughly $105,000 in coverage to date, the insurer has yet to pay nearly $1.8 million.

  • May 01, 2025

    Pierson Ferdinand Adds Insurance Group With New Atty

    The rapidly growing firm of Pierson Ferdinand LLP announced Thursday that it tapped a new partner who was previously with Carlton Fields to launch an international insurance regulatory team practice along with another Los Angeles-based attorney.

  • May 01, 2025

    4th Circ. To Mull Towers Watson's Bump-Up Exclusion Appeal

    The Fourth Circuit will have another chance to interpret the language of so-called bump-up exclusions when it hears oral arguments next week in Towers Watson's long-running dispute to secure $54 million in directors and officers coverage for settlements resolving shareholder litigation. Here, Law360 breaks down the case in advance of the May 6 hearing.

  • April 30, 2025

    Guam School Says Insurer Underpaid Typhoon Coverage

    A Florida-based nonprofit organization that owns a high school in Guam accused its property insurer of underpaying its more than $5.1 million typhoon damage claim in bad faith, telling a Guam federal court Wednesday that all amounts due are "well within the value" of its policy.

  • April 30, 2025

    Allstate Settles Law Firm's Wrecked Car Fee Coverage Suit

    A settlement has been reached in a Georgia law firm's proposed class action against Allstate Insurance Co. over allegations that it failed to pay title transfer fees and license registration fees to insured people who incurred total loss claims.

  • April 29, 2025

    Condo Assoc., Insurer End Nashville Bombing Coverage Row

    Aspen Specialty Insurance Co. and a Nashville condominium association have agreed to end their dispute over coverage for nearly $11 million in damages caused by the 2020 Christmas Day bombing in the city, ending their battle with a joint stipulation of dismissal filed in Tennessee federal court.

  • April 28, 2025

    Insurance Agency Says Carrier Can't End Car Policy Program

    An insurance agency that provides specialized policies for car rental companies asked a Pennsylvania federal court to halt an insurer's plan to abruptly cancel a program through which the agency writes the policies, saying the proposed termination would cause "major disruptions" to rental companies and their customers nationwide.

  • April 28, 2025

    GE, Haier Owe Nearly $3M For Motel Fire, Insurer Says

    An insurer is seeking about $3 million from GE and Haier in connection to a Super 8 motel fire it claims was started by a faulty heating and cooling unit, according to a lawsuit removed to a Texas federal court.

  • April 25, 2025

    $1.1M Hail Coverage Suit Against Travelers Is Time-Barred

    An Oklahoma property owner cannot get revised coverage from two Travelers units for more than $1.1 million in claimed hail damage repairs, an Oklahoma federal court ruled, finding that after Travelers paid roughly $100,000 in coverage, the property owner filed its coverage action too late. 

  • April 25, 2025

    Zurich Unit Avoids Health Facility's COVID Coverage Claims

    A Zurich unit owes no coverage to a senior living facility for COVID-19-related losses it sought under its property policy's communicable disease provision, an Alaska federal court ruled Friday, finding the governmental closure order in question didn't totally prevent access to its property, as required.

Expert Analysis

  • 5 Litigation Funding Trends To Note In 2025

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    Lawyers and their clients must be prepared to navigate an evolving litigation funding market in 2025, made more complicated by a new administration and the increasing overall cost of litigation, says Jeffery Lula at GLS Capital.

  • 4 Property Insurance Action Steps For LA Policyholders

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    Property insurance will play a vital role in rebuilding the areas affected by the Los Angeles wildfires, and policyholders should be aware of key aspects of that coverage in order to maximize their insurance recovery, say attorneys at Cohen Ziffer.

  • Rethinking Litigation Risk And What It Really Means To Win

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    Attorneys have a tendency to overestimate litigation risk before summary judgment and underestimate risk after it, but an eight-stage litigation framework can clarify risk at different points and help litigators reassess what true success looks like in any particular case, says Joshua Libling at Arcadia Finance.

  • 6 Predictions For Cyber Risk And Insurance In 2025

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    This year is likely to bring with it some thorny and expensive cyber challenges, including increased ransomware activity, more data breach class actions and continued efforts to define business interruption loss calculations, say attorneys at Wiley.

  • Defense Strategies For Addressing Conspiracy-Minded Jurors

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    As conspiracy theories continue to proliferate and gain traction in the U.S., defense attorneys will need to consider ways to keep conspiracy-minded jurors from sitting on the jury, and to persuade them when this isn’t possible, say consultants at IMS Legal Strategies.

  • Surprise NC COVID Ruling Revises Reasonable Expectations

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    The North Carolina Supreme Court's recent finding in favor of policyholders in a suit for business interruption coverage due to COVID-19 shutdown orders runs contrary to most other state and federal courts' holdings on the issue, and may revitalize the reasonable expectations doctrine in the state, say attorneys at Goldberg Segalla.

  • How Trial Attys Can Wield Amended Federal Evidence Rules

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    Trial lawyers should assess recent amendments to four Federal Rules of Evidence and a newly enacted rule on illustrative aids to determine how to best use the rules to enhance pretrial discovery and trial strategy, says Stewart Edelstein, former litigation chair at Cohen & Wolf.

  • Identifying Deepfakes During Evidence Collection, Discovery

    Excerpt from Practical Guidance
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    Attorneys must familiarize themselves with the tools used to create and detect deepfakes — media manipulated by artificial intelligence to convincingly mimic real people and events — as well as best practices for keeping this fabricated evidence out of court, says Bijan Ghom at Saxton & Stump.

  • 1 Year After Rule 702 Changes, Courts Have Made Progress

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    In the year since amendments to the Federal Rules of Evidence went into effect, many federal judges have applied the new expert witness standard correctly, excluding unreliable testimony from their courts — but now state courts need to update their own rules accordingly, says Lee Mickus at Evans Fears.

  • An Underutilized Tool To Dismiss Meritless Claims In Texas

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    In Texas, special appearances provide a useful but often overlooked tool for out-of-state defendants to escape meritless claims early in litigation, thus limiting discovery and creating a pathway for immediate appellate review, say attorneys at Winston & Strawn.

  • When US Privilege Law Applies To Docs Made Outside The US

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    As globalization manifests itself in disputes over foreign-created documents, a California federal court’s recent trademark decision illustrates nuances of both U.S. privilege frameworks and foreign evidentiary protections that attorneys must increasingly bear in mind, say attorneys at Hunton.

  • How Texas Bill Would Transform Noneconomic Damages

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    Large noneconomic damage awards in personal injury cases have grown exponentially in Texas in recent years, but newly introduced legislation would cap such damages, likely requiring both the plaintiff and defense bars to recalibrate their litigation strategies, say attorneys at Norton Rose.

  • 4 Holiday Movies Full Of Cheer And Subrogation Scenarios

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    While holiday movies are known for spreading cheer and inspiring nostalgia, for insurance professionals they may also offer an unlikely, yet fascinating, look at subrogation recovery potential, says Dana Meyers at Cozen O'Connor.

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