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UK banks pressured to make consumer-credit models more conservative

By John Rega ( July 4, 2017, 10:16 GMT | Insight) -- British banks face pressure to adopt more conservative models for credit cards and car loans as regulators worry about lowering standards amid a boom in personal credit. Lenders must show that they are guarding against complacency, the Prudential Regulation Authority said, at a time when many borrowers are benefiting from low interest rates and low unemployment.British banks face pressure to adopt more conservative models for credit cards and car loans as regulators worry about lowering standards amid a boom in personal credit....

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