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UK proposes tighter rules for all home loans in line with EU mortgage law

( September 25, 2014, 12:27 GMT | Official Statement) -- MLex Summary: UK lenders would have to test the suitability for borrowers of all loans secured by a home, not just first mortgages, starting a year and a half from now, under a proposal by the Financial Conduct Authority. For first mortgages — the primary loan used to buy a property — the FCA proposed to align British disclosure rules with those in an EU law taking effect in March 2016 (see that related case file here)....

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